Hello, I'm Houston Morford, a seasoned Mortgage Loan Originator dedicated to helping clients achieve their homeownership dreams. With over 20 years of real estate and mortgage industry experience, I specialize in navigating the intricacies of mortgage financing to secure optimal solutions for my clients.

My commitment extends beyond transactions; I prioritize building lasting relationships based on trust and transparency. I pride myself on effective communication, ensuring clients feel confident and informed throughout the mortgage process.

In this dynamic industry, I stay ahead by staying informed about the latest market trends, products, and regulations. My goal is to simplify the mortgage journey, providing a seamless experience from application to closing.

Whether you're a first-time homebuyer or seasoned investor, I am here to guide you with personalized advice and tailored solutions. Let's turn your homeownership aspirations into reality!

- First-Time Homebuyers

- Self Employed Borrowers

- FHA, Conventional, VA, USDA & Jumbo Loans

"Houston on top of each stage of the process. He made sure we had every one of our documents in order so that we moved smoothly through underwriting and closing. Would definitely work with him again and recommend him to others!!" - Frank L. | Customer

"Houston is amazing. He went out of his way to get us the best rates.  He even took a call at 7AM on a Sunday.  He is hands down one of the best Mortgage Originators we have ever worked with. I will recommend him everyone I know." - Jonathan C. | Customer

"Houston's professionalism, expertise, and dedication in securing our mortgage were exceptional. His ability to simplify the process made it easy and understandable, ensuring a smooth and comprehensible experience from start to finish." - Andrew G. | Customer

"Houston displayed the utmost professionalism throughout the transaction. His communication from start to finish was impeccable. He returned every email or phone call promptly. It was a very smooth transaction." - Nicole M. | Business Partner

Independent Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Independent Financial is a trademark of Independent Bank.  NMLS #411428. Equal Housing Lender.